Choosing the right bike coverage in Malaysia will involve assessing numerous factors, together with protection alternatives, premiums, customer support, and additional Advantages offered by unique insurers. This information compares a few of Malaysia's major bike insurance policy providers to assist you to make an knowledgeable choice that satisfies your Using requirements and spending plan.
one. Allianz Malaysia Berhad
Coverage Solutions: Allianz Malaysia delivers complete protection alternatives tailored to shield the two riders and their bikes. Their policies ordinarily incorporate:
Third-Occasion Liability: Handles damages and injuries caused to Some others in a mishap.
Have Hurt: Covers repair service or substitute prices to your bike on account of accidents, fireplace, or theft.
Individual Incident: Gives payment for bodily injuries or death resulting from an accident.
Added Benefits: Roadside guidance, healthcare charges, and even more.
Rates and Special discounts: Allianz Malaysia presents competitive rates with opportunities for discount rates based on Risk-free riding data, multiple procedures, and membership affiliations.
Customer Service: Recognized for economical statements processing and superior client aid.
2. AXA Affin Normal Coverage Berhad
Coverage Options: AXA Affin presents flexible motorbike insurance strategies with in depth coverage, which include:
Third-Social gathering Legal responsibility: Addresses lawful liabilities for bodily injury or residence harm to Other individuals.
Individual Harm: Addresses maintenance fees in your motorcycle in mishaps, theft, or purely natural disasters.
Individual Incident: Presents coverage for accidental Demise or bodily injury.
Premiums and Savings: AXA Affin provides motorbike insurance competitive rates and discounts for Protected riders, loyalty systems, and bundling policies.
Customer support: Trusted customer service using a person-friendly claims approach and 24/seven assistance.
3. Etiqa Insurance plan Berhad
Coverage Alternatives: Etiqa presents bike insurance coverage programs built to defend riders comprehensively, together with:
Third-Get together Legal responsibility: Protection for legal liabilities arising from mishaps.
Possess Destruction: Protection towards mend or substitution costs for the motorbike.
Particular Incident: Protection for accidents or death ensuing from incidents.
Further Added benefits: Roadside assistance, health-related bills, and lack of extras.
Premiums and Reductions: Etiqa supplies aggressive rates with discounts for Secure riders, multi-coverage holders, and a lot more.
Customer care: Noted for responsive customer service and effective statements dealing with.
four. Liberty Insurance plan Berhad
Protection Choices: Liberty Insurance policies gives motorbike insurance plan designs with a range of coverage alternatives, like:
3rd-Social gathering Legal responsibility: Protection for lawful liabilities ensuing from accidents.
Personal Harm: Addresses mend expenditures for your personal bike due to accidents or theft.
Individual Accident: Offers compensation for bodily injuries or Loss of life ensuing from mishaps.
Rates and Discount rates: Aggressive rates with discounts obtainable for Safe and sound riders, coverage renewals, and loyalty plans.
Customer support: Liberty Insurance policies is identified for exceptional customer support and prompt statements settlement.
five. Zurich Standard Insurance policies Malaysia Berhad
Protection Possibilities: Zurich Malaysia supplies thorough motorbike insurance policies strategies with the next protection possibilities:
3rd-Social gathering Legal responsibility: Addresses authorized liabilities for bodily injuries or house damage to Other people.
Personal Harm: Covers repair or replacement costs for your motorcycle as a consequence of incidents, theft, or fireplace.
Particular Incident: Supplies coverage for accidental Loss of life or bodily injuries.
Premiums and Reductions: Competitive rates with bargains for Harmless riders, multi-plan holders, and advertising delivers.
Customer support: Zurich Malaysia gives trustworthy customer service with a straightforward promises course of action and 24/seven assist.